It’s a beautiful Friday afternoon. A stress-free weekend is within reach, until the phone rings. When you answer the unlisted number, a debt collector informs you of outstanding debt. The…

Time is perhaps the greatest currency we have in the material world. Most of our lives we spend it working to create a sense of security with the hope that…

Imagine being on a boat under clear blue skies. The cool ocean beckons as sweat runs down your face. Refreshed after a head first dive you notice one thing missing,…

A sick nauseous feeling begins to take over. Not quite ready to vomit, but your stomach is teetering on the brink of disaster. A dull throb pulsates in your head…